I worked for over 25 years in sales, marketing and executive management in the consumer products, telecommunications and semiconductor industries. In 2007, I realized that I would prefer to devote my business experience and training to help people with their personal financial goals.
I work with you to visualize your personal financial goals and to help put you on a path to work toward these goals. My mission is to develop your trust, provide excellent results and personal service.
My services range from comprehensive financial planning to investment management, retirement planning and retirement income needs. My clients include women, pre-retirement couples, retirees and small-business owners.
I emphasize personal service because clients all have different financial goals in mind for themselves and their families. Before offering any financial advice, I find out as much as I can about you – which enables me to take into consideration your age, health, tolerance for risk, objectives, pre- and post-retirement lifestyles, and other factors before making recommendations.
Life evolves, and so will your financial needs. You can count on me to work with you from year to year to help keep you on track to work toward your goals.
- Preparing for Retirement
- Retirement Income Management
- Saving for Education
- Risk Management and Insurance
- Estate Planning Strategies
- General Financial and Investment Planning
EDUCATIONAL BACKGROUND, LICENSES AND RECOGNITION
- Bachelor of Business Administration, University of Texas at Arlington, 1978
- Masters of Business Administration, University of Texas at Arlington, 1985
- CERTIFIED FINANCIAL PLANNER™ professional
- Retirement Income Certified Professional ®
- FINRA Series 7 (General Securities) held with LPL Financial and GPS Wealth Strategies Group LLC
- Series 66 Registration (Securities registrations held with LPL Financial and GPS Wealth Strategies Group LLC
- Variable, Life, Health and Long Term Care Licenses
- Five Star Wealth Manager, 2013, 2014, 2015, 2016
The LPL Financial registered representative associated with this page may only discuss and/or transact business with residents of the following states: CO, CA, TX, AZ, MN, FL, ID, VA, WA, WY.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The SmartVestor program is a directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of GPS Wealth Strategies Group LLC or LPL Financial.
Minimum Qualifications for the Certified Financial Planner (CFP®) Designation
Accredited by the National Commission for Certifying Agencies, this designation is issued by the Certified Financial Planner Board of Standards, Inc. (CFPBS) and is granted to individuals who meet the following prerequisites: (1) meet the education requirement, (2) possess a bachelor’s degree from an accredited college or university, (3) pass the CFP® Certification Examination, (4) have at least three years of full-time work experience in personal financial planning, and (5) pass the CFPBS Fitness Standards for Candidates and Registrants and Background Check. The education requirement can be met by completing a CFPBS registered education program or by applying for challenge status based on certain degrees or credentials. Once the initial CFP® designation is issued, the CFP® holder is required to complete 30 hours of continuing education every two years and must meet other standards administered by the CFPBS.
*Minimum Qualifications for the Retirement Income Certified Professional (RICP®)
An RICP® designee is trained to understand how to structure effective retirement income plans, how to mitigate risks to the plan, and how to create a sustainable stream of income to last throughout a client’s retirement years. Requires three college-level courses with anticipated total study and preparation time of 150 hours. The three courses are: Retirement Income Process, Strategies & Solutions; Sources of Retirement Income; and Managing the Retirement Income Plan. Requires three years of full-time, relevant business experience. Requires three, closed book proctored exams.